What Your Cyber Insurer Wants to See Before Renewing Your Policy

As cyber threats grow more sophisticated, cyber insurance is quickly becoming a must-have for companies of all sizes. Today, 78% of large companies and 77% of mid-sized businesses hold cyber insurance policies, a big jump reflecting just how important it's become to protect against the high costs of data breaches and ransomware. But as demand grows, so do the standards insurers expect businesses to meet.

Insurers today want to see proof that companies are taking proactive security steps. To secure comprehensive and affordable coverage, organizations need to demonstrate Zero Trust principles, strong data governance, and real-time visibility into online activities. Traditional security tools often fall short of meeting these requirements, and that gap is exactly where Primary comes in.

Meanwhile, cyber insurance premiums have shot up by over 25% in the last year alone, driven by the growing frequency and cost of attacks. With the average cost of a breach reaching $4.45 million, insurers are looking for solutions that help companies actively reduce their risk. A platform like Primary provides a strong defense, protecting data, stopping credential theft, and fighting ransomware, while helping companies meet insurer demands and potentially lower premiums.

How the Right Security Posture Bolsters Cyber Resilience

Organizations are increasingly recognizing that point solutions and legacy tools leave too many gaps, and insurers are scrutinizing those gaps more closely than ever. What underwriters want to see is a cohesive, proactive security posture: Zero Trust access controls, continuous authentication, data governance, and real-time visibility.

Primary is built with these expectations in mind. By managing potential threats at the session and access layer, the platform delivers the kind of defense-in-depth posture that insurers increasingly require, without requiring organizations to stitch together multiple tools to get there.

Why Zero Trust, Data Governance, and Visibility Matter to Insurers

Credential theft is a leading cause of breaches, making it a top priority for underwriters. Insurers increasingly expect companies to adopt Zero Trust principles, restricting access strictly to verified users and devices. Primary enforces continuous authentication and device-based session verification, keeping unauthorized users out even when credentials are compromised, directly addressing insurers' requirements for robust access control.

Insurers also prioritize data flow visibility and governance, especially in high-use environments like browsers. Without oversight of browser activity, companies can face significant security gaps. Integration with tools like Splunk enables IT teams to maintain real-time visibility and control over workspace activity, supporting compliance while also reassuring insurers of a company's security posture.

Building Long-Term Cyber Resilience

Robust security measures are now essential for meeting insurance requirements and building a resilient business. As insurers increasingly require proof of advanced security practices, the combination of Zero Trust, data governance, and visibility that Primary provides can reduce risk, strengthen resilience, and give underwriters the evidence they need.

Primary enables what your people and AI agents can see, decide, and do. If you'd like to see how we can help your business achieve both security and insurance readiness, reach out to schedule a demo at connect@getprimary.com.